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2, Report #1408758. Our payments went up 800 a month by the time we lost the house. NOT. Loan Servicing Representative professionals working at Select Portfolio Servicing have rated their employer with 3.3 out of 5 stars in 18 Glassdoor reviews. Someone PLEASE CONTACT ME. Im so fed up with SPS. No one will help including attorney general, CFBP nor any federal agency. After you send a pile of paperwork, they start sending you a pile of generic letters stating the same thing. . They only send a power of attorney for SPS to handle the payments of the loan. drug injury lawsuits and product liability lawsuits. The organization has also helped her consider strategies for dealing with her mortgage servicer, Select Portfolio Servicing. If they did, is the information in the 1098 FORM [which includes all the payments you made to SPS in interest and Principle reported to the IRS] correct and accurate? By interference and intrusion, acts of omission and misrepresentation They demoralized our Courts and Judges, they defy our Constitution. WASHINGTON, D.C. Today the Consumer Financial Protection Bureau (Bureau) settled with Specialized Loan Servicing, LLC (SLS), a mortgage-loan servicer in Colorado. It was then I realized that a Chase had not removed PMI during a consolidation and was referred to SPS to correct. DWF > The Legal 500 Rankings Corporate and commercial > EU and competition Tier 1 DWF has noteworthy experience in advising private sector clients on matters spanning merger contr I understand every one of these posts this company is terrible.So sad. All over the country and getting away with it! Credit Ratings, Research and Analysis for the global capital markets. Acting as intermediary for the financing of commercial or industrial income-producing real estate by arranging for the transfer of the title, control, and risk of such a real estate project to one or more investors, if the bank holding company and its affiliates do not have an interest in, or participate in managing or developing, a real estate project for which it arranges equity financing, and do not promote or sponsor the development of the property. Learn more about the cookies we use. I wish we all came get them in order and money back they owe us they the devil I seen in person theyre evil, I need someone to help me with my law suit what all they did to me to much to write about, but they need to be stop. The Select Portfolio Servicing class action lawsuit asserts that the company is a "special servicer" of residential mortgage loans, meaning it collects on defaulted or delinquent mortgages. Special Report / Tue 30 Apr, 2019. after 2 previous probationary warning shots upon the third were stripped of their right to forclose.. We are trying to do a Modification and they keep saying they are not getting the right paperwork. Requesting for documents not related to the loss mitigation you applied for OR. They will not take our home! Please provide any additional information about your inquiry. With no notice. As for myself, they should be shot down once and for all, they are endangering our Country, they are threat to our Democracy and our Constitution, as they demoralize homeowners, families, our Courts and Judges. slect porfolio servicing aka SPServicing Scammed, Bullied, Reported false information to Credit Bureaus Salt Lake City Utah. Select Portfolio Servicing, Inc ., D-1-GN-19-001092 (200th Dist. I have evidence that SPS had deceived hundreds of thousands of homeowners across the United States, and in the process, it may had also defrauded the U.S. Treasury Department by Misreporting and misusing, wasting TARP Funds. And its impossible to get the right help .just for the record select profolio was change from fair banks because of mismanaging mortgages but it seen they never stop what there so good at ripping us off i was apart of the Fairbanks class action lawsuit and it did not matter because they still use unfair debt practices. SPS Undermines the United States and diminishes our Judges and Courts. Our mortgage was purchased by Select Portfolio and they have attached so many fees and false charges that we owe $10,000 more than the mortgage amount was in the first place. Weeks later, they received a notice of debt from Select Portfolio Servicing on July 24, 2015, stating that late charges would accrue and vary from day to day.. Sounds familiar! [Extreme, dont you think?]. I didnt want that, sps counselor said turning over the house would save my credit. My loan was in default. I would also like to have my name added to this. Whom do I contact for more information regarding a lawsuit against SPS? I need a lawyer to work for me against SPS and their unethical practices! After you send a pile of paperwork, they start sending you a pile of generic letters stating the same thing. HOW DO I JOIN THIS LAW SUITE? Now SPS is threatening to raise my interest rate to 3% and then 3.75% the next year. Who do I comtact about hidden fees which seem to be made up and 35.00 per month only going towards my mortgage wth, Hello I am in the same boat same story.. SPS never took ownership of the house. denied, 2020 WL 3492660 Issue: If a petition by an individual under Chapters 7, 11 or 13 has been dismissed within one year, does the stay terminate automatically 30 days after a new filing only as to property of the debtor or as to both My loan was transferred to SPS and it is current! They send you around the mulberry bush asking for the same paperwork and then saying they never received it. They do nothing to help besides deny all allegations, force place insurance and use foreclosure mill attorneys to submit fraud to the courts to steal homes. I wish There was some way to get back at this company. They tell you they can help with the programs they have. After Select Portfolio Servicing, Inc. (SPS) filed a notice of trustee's sale and began foreclosure proceedings against Musil's property, Reese sued SPS on Musil's behalf based on alleged violations of the Homeowner's Bill of Rights 1 f (Civil Code1, 2920 . What can I do? You can submit your information here: https://topclassactions.com/start-a-class-action/. Select Portfolio Servicing, Inc. spservicing.com/Select Portfolio Servicing, Inc. P.O. The case status is Disposed - Other Disposed. yep faraudulent taxes reported my taxes paid in 2017/2018 wrong when i got my end of year totals.. stole my house right out of ch13 which we completed for 5 yrs and lived off only what we me made cash to save our house and in the end the they screwed us anyway and foreclosed n stole our home.. they need to have the riots take over their buildings and b taught a lesson if our own government wont stop this insanity of wolves!!! Select portfolio is scum! This company is horrible. Bank of America - cut 50 jobs at Legacy Asset Servicing unit in Fort Worth, TX. SPS said they would not accept any more payments and charged off the loan. In August/September 2016 I called SPS before even being billed and was assured by Melinda(?) Before my first payment to SPS was to be sent, they applied appx $8,000 in fees to the mortgage. Years ago, they got us Homeowners Insurance which was Over$2,200 for the year, which I just recently found out after the Insurance Company dropped us, saying they were informed we did not live here. 4. Dentons Offices We use cookies to improve functionality and performance, enhance user experience, and provide tailored content. My sister and Insurance Agent stayed on the phone with the company over 4 hours and got no where . Sign me up for any Class Action possible. All they keep talking about it sell sell sell turn my house over to them. This website is not intended for viewing or usage by European Union citizens. Their lawyers are committed to providing the best legal . that has to be illegal. Less than a month ago, Select Portfolio Servicing settled a separate class action lawsuit about its force-placed insurance practices. Paid mortgage on time last 14 months, until spouse stopped paying support money in October, SELECT PORTFOLIO SERVICING said they will modify my loan, I advised them I might refinance to do some repairs..3 days later my credit took a 71 point Hit due to 3, Report #1346112. The person represented SPS and the person was driving a car with license plates registered to a truck. My statements and all my account info at SELECT PORTFOLIO SERVICING, shows the original balance of $86,395.00!! One of the most unethical companies Ive experienced. U.S. RMBS Servicers Scrubbing Their Portfolios of Problem Loans. I dont even want to get paid just get them off my account and put my mortgage back to the reasonable price I was paying at first. Having trouble trying to save my home from these thieves!! Click Accept if you consent. They are unlawfully holding the $75,000.00 likely collecting huge interest!Also, knowing my home burned, they force placed expensive homeowners insurance! SPS can controls the insurance, they pick the policy, price and force me to buy from only their vendor? Documents indicate that SPS had violated countless Federal Laws, not only consumer laws, but also BK Laws. SPS sends me many letters each week telling me I am in default of the loan even though I pay on the 1st of every month, but not the amount that they say I am to pay. Now I have a house no mortgage cannot sell and a chargeoff that accrues interest. Credit Suisse USA and SPS: The U.S. Does anyone have any suggestions on how I can get my name of the Deed? We got different answers to the same questions. 2. My husband and I are current being squeezed by SPS to enter into a high monthly repayment plan. select_portfolio_svcg_fdcpa_complaint.pdf, Attempt to Collect Debt Discharged in Bankruptcy. From refusing to give me copies of my loan and paperwork stating they own my loan to reporting to the credit bureaus that i had modified with them when i was trying to get refinanced because they were playing stupid games with their modifications putting my payments on hold and charging me interest and fees that they couldnt explain while holding my payments unapplied. v. Select Portfolio Servicing Inc., et al., Case No. Hello, I had the remaining ~ $19k balance that was Paid on time with chase transfered to SPS last August. My home has been foreclosed upon because they did not want to work out any deals with deed in leu . Location Loris, SC. I was livid. The firm's many attorneys have a wide range of expertise in all areas of the law. In February 2019, Fleming filed a lawsuit against Select under the FDCPA for its attempts to collect on the loan while she was in bankruptcy. This stops any other bank from redoing the loan. My house was up for sale, offer was was rescended so I had to continue paying the mortgage. However, there are several other issues with SPS and would like to file a law suit in US District Federal or would like to get a class.action lawsuit Consequently, [Selects] 2nd mortgage lien shall be stripped from this property upon discharge and will not [be] paid as an unsecured during the plan as this debt was previously discharged. There are too many things that SPS has done illegally to me to count since taking over my loan in 2012. For this reason I didnt open the bills having been assured that I was not being charged PMI wrong I went to pay off the balance only to realized they lied I called multiple times,,, and after months they stopped charging me, but refuse to refund the money they already charged, despite that being the only reason for my call. They stay in house. i am so disgusted with sps. i live in long island and i can t get my loan modified becasue the taxes out weight the morgtgage. the mortgage is 760 and the taxes 1166. i have tried for year s to modify. Very unfair practices. SELECT PORTFOLIO SERVICING, INC. Case Summary On 08/08/2019 GARAY filed an Other - Arbitration lawsuit against SELECT PORTFOLIO SERVICING, INC. IL. Were they clear about the terms and conditions? I want a significant amount of money for restitution because of what this company did to myself , my family and friends and by God I have thrown my dog in this fight and I dont back down from a discriminating , unethical and immoral company called SPS PORTFOLIO AND JOIN ME BECAUSE I HAVE A BIG BAD MEAN DOG IN THIS FIGHT . SCOTUSblog Coverage Petitions of the week (Andrew Hamm, April 2, 2020) As of today (9/15/2018) the Deed of the house is still in my name. Thats being WAY to PC but I dont wanna offend anyone. Predators .. Looks like the only recourse is Bankruptcy to stop the foreclosure and then after youb have tried them they send you a letter saying the foreclosure has been postponed. Click Change Settings if you want to tailor the use of your cookies. I call SPS and they tell me they will send me the paperwork and never do. They steal homes. Hello there my name is Raymond and I did get a loan modification from SP servicing,I ask for a interest rate reduction they did not give me that, they gave me a 40 years term I had a 30 year term now its 40 years,they only lower my payment no more than $60 a month, they did this in about 30 days. Feb 13 2019 09:11 AM But according . Select portfolio servicing has from day one used deceptive tactics , fake assignments and denial to access our account to be forced into foreclosure. . I first contacted SPS October 2018. I dont care if God strikes my home and burns it to the ground. When trying to speak with someone on the phone, nothing but the runaround and incompetence. Modification for YEARS. They paid Junes 1/2 and applied that to our loan and next years taxes to our loan. 9. My husband n I have be cheated out of refinancing n I have not filled any request for our equity that we shoud bolt up over these 19 year weve owned made our payment it went from champion mortgage to h s b c then beneficial to this s p s n no one has informed me personally about any law suit or anything n I would like to know how someone signs I up online with out your pemiison ???? You can change these settings at any time. September of 2014 my dad had already paid over 94,000.00 dollars way over what he was to pay back. This company does not follow any federal consumer laws. Tip#2 We have refinanced an equity loan which banks do not resell. This company is horrible. Please add me to this lawsuit as well. We will use these documents to determine your eligibility for our deed-in-lieu option. My Nightmare began the day my mortgage was transferred to them for servicing after a CH 13 BK in which they didnt lose a dime! My Mortgage was brought by them back in 2002 and it is like I have not been paying Mortgage. Dentons > Los Angeles, United States > Firm Profile. Select Portfolio Servicing HARASSING YOU? NOT. Count me in the class acton as well. If there is a class action against them Id love the chance to run this company out. I have been trying to get somewhere with them for over 9 months and getting no where. Then after that was submitted and then denied. How is this company still in business? No. SPS is the worst company I have ever dealt with, missing paperwork turns into outdated (all of which is false) keep delaying until they can foreclose. On two That Tip #2. Did SPS mail a letter and SPS DID NOT CLEARLY LISTED which document were needed to complete your application for a Loan Modification? Bank of America never took over the house and sold the loan to SPS. I had a extremely bad fall with a serious injury. Plaintiffs Angel Rivera and Angela Rivera claim that Select Portfolio Servicing violated the FDCPAwhileattempting to collect a debt from them that they did not owe. Due to their overall incompetence and in particular, their incredible ability to lose documents, we lost our home and so much more. I believe they are practicing unfair practices as I dont think they want us to keep the house. All offers were denied. Select Portfolio Servicing Inc. One Sept 22nd I spoke with a customer service rep about assistance due to Hurricane Irma. Our account number if you go to the bank is still connected to Chase Bank. Now they said that all the paper work was submitted on time but they are not gonna do anything about it .. so i apply for default basically . We are paying interest only on like 50k at a 9% and after 30 yrs we owe them 153k wth!! I wish the attorney handling this case look into my situation as well. creating another long drawn out process. Saying I have a negative escrow account of 2000.00 sumin dollars which I dont understand how when my taxes and insurance was threw my mortgage payment. Contents. The complaint argues that the FDCPA is broadly interpreted to protect debtors, because all consumers, even those who have mismanaged their financial affairs resulting in default on their debt, deserve the right to be treated in a reasonable and civil manner., The FDCPA lists several practices that are illegal, including using misleading or false statements to collect a debt, from the standpoint of the least sophisticated consumer.. Ive done my homework on them and havent found anything good. i am broken hearted at thought of losing my home with my disabled child. $75,000.00 which, to this date has not been applied to the mortgage. Docket for Loza v. Select Portfolio Servicing, Inc., 7:17-cv-00430 Brought to you by the RECAP Initiative and Free Law Project, a non-profit dedicated to creating high quality open legal information. 8. The Select Portfolio Servicing Unfair Debt Collection PracticesClass ActionLawsuit is Angel Rivera, et al. The balance indicates we owe more now than when we purchased the property 24 years ago. After the required 3 forebearance payments, they n9eglected to take out the automatic payment, then blamed me,added more fees, forcd placed a fake insurance policy, and once we worked out yet another not so great modification, efused the first payment by adding MORE fees. Ct. Travis County, Tex. Author: New Castle, Delaware. My mortgage was jyst sold to SPS , May I jump on the train? Please add me in they are fraudulent company . I bought my house in 2004 for $225,000 I put $150,000 down and took out an $80,000 mortgage. Did SPS mailed you a letter or told you over the phone that they had not received the document(s) to complete your application? Struggling with this payment. SMH. Before them. IM GOING TO DO EVERYTHING LEGALLY IN MY POWER WITH ANY LAWFIRM THAT WILL JOIN ME OR US BECAUSE I SUFFERED AND IM STILL SUFFERING FROM THE AFFECTS OF MY HEALTH DETERIORATING AND I WILL NEVER GET BACK MY HEALTH THAT I LOST BECAUSE OF THE SIGNIFICANT PAIN, MENTAL AND SOCIAL ANGUISH THAT THIS COMPANY CREATED AGAINST ME. They said they would modify the agreement but only sent forms and saying they were sent and they were. Step 1: Submit required documents. Submitted paperwork many times with this form is missing etc now the home has been sold and the first mortgage sent me a 1099 but charged off . Required fields are marked *. Thats what they want! Consumer Protection Laws: TILA, RESPA, TILA and RESPA combined, The ECOA REG. They have taken off the original borrower and placed the account in the deceased borrowers name to prevent her from accessing her account. document.getElementById( "ak_js_2" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_3" ).setAttribute( "value", ( new Date() ).getTime() ); document.getElementById( "ak_js_4" ).setAttribute( "value", ( new Date() ).getTime() ); Please note: Top Class Actions is not a settlement Twice since my lawyer has had to return to the trustee in my behalf over arguments of the total owed and my monthly payments. Yeap you all are correct they are crooks! They want us weak and worn down! You may not receive a monthly statement? Recently we were on a payment plan for our taxes 1/2 Miv and 1/2 June. On my statement, there was a section that says This Is The Amount You Need To Pay To Bring Your Account Out Of Delinquency. they dont want to help. A link to creating an account may be found here: https://topclassactions.com/signup/. Were you able to complete the first 3 payments, and later defaulted, and may have or you are about to lose your home now? First, it is illegal to attempt to collect any amount (including any interest, fee, charge, or expense incidental to the principal obligation) unless such amount is expressly permitted by law.The complaint argues that the attempt to collect late charges that very from day to day is unlawful. SPS Acct 0015160716 Relationship Y. Matguez The Judge overseeing this case is Micaela Alvarez. 15, 18.) There is help out there!! I told my daughter that they werent going to help us and they havent! This company sets people up for failure! What else can I do. Well they file to foreclose and I returned file bankruptcy. I asked for bills or invoices for the attorney and drive-by fees, but they refuse to send me anything. Your email address will not be published. In some cases, I had met folks who had received letter from SPS not only using the word: Government but the name of a U.S. President in their letters, when soliciting a homeowner to accept HAMP. SPS has been blocking every attempt for the short sale to go through. Did SPS mail you a letter stating they had filed a lawsuit to FC in your home and they never did? We owed 165k and did three trial payments and after 9 months of modification they added 40k to our loan, how is it even possible we now owe 203k with a ballon payment for 30 yrs. The class action lawsuit maintains Select Portfolio Servicing missed that five-day deadline in its communications with the Riveras, and likely with others. When I told them to call AHL and figure it out I was told Thats not our job sir. People do not modify with this company they will make it worse!!! Select Portfolio Servicing, a company based in Utah that handles their mortgage payments, said a clause in their original loan provided a 20-year option, so they owe an additional $16,000. Mar. You can then Follow the article above, and get notified immediately when we post updates! *If you. I need help to gett a loan modification. It has been 6 months, as SPS keeps denying paperwork, requesting resubmissions of paperwork, stating that they did not receive paperwork or the resubmitted paperwork. They have no feelings, they mess up your credit so you cant get a loan no where else. The monthly re-payment plan is 4 xs times the amount of my regular monthly mortgage and is for 12 months. My house burned on November 19, 2022 completely and my insurance agent , myself and my sister contacted that company to give the payoff information for my house . This company has no intentions for home preservation for homeowners who are good paying customers, making their monthly payments. They refuse to work with you, they increase your notes higher to make sure you fail. Pursuant to Misc. We tried to work with them for years. That lawsuit alleged that Select Portfolio Servicing received illegal kickbacks from the insurance company it used when the debt collector had to obtain insurance on a debtors property. This has to STOP! SELECT PORTFOLIO SERVICING Ripoff Reports, Complaints, Reviews, Scams, Lawsuits and Frauds Reported Your Search: select portfolio servicing. U.S. RMBS Servicer Handbook: Servicing At A Glance . According to the lawsuit, the plaintiff's U.S. Bank mortgage debt was accelerated in 2009 and began being serviced by SPS in 2013. He also says that he questioned SPS about his transaction history. Plaintiff's lawsuit seeks a temporary injunction to stop the foreclosure sale of her property located at 8308 Bridgetown Drive, Austin, Texas 78753 ("Property"). In September I sent them Sps forced a forbearance on me.